Look at effective interest rate on home loan offers. Availing of ICICI Bank's cashback offer will mean you lose the flexibility to switch or prepay the loan, reports Sanjay Kumar Singh
At the time of filling the KYC (Know Your Customer) documents (when joining), do not sign wherever you are asked to. In particular, look closely at the power of attorney (PoA) section, experts tell Sanjay Kumar Singh
Even the well heeled in metros find it difficult to go completely digital. Cash withdrawals from ATMs are back at the same level as they were before demonetisation
The Insurance Regulatory and Development Authority of India (IRDAI) has issued guidelines that will allow car dealers to become Motor Insurance Service Providers (MISP) and offer the policies of multiple general insurers, says Sanjay Kumar Singh.
Conservative investors and those in the lower tax bracket should opt for these, experts tell Sanjay Kumar Singh
Focus on large-caps and ensure that the portfolio is balanced.
Developers are likely to start announcing their festive season offers soon, reports Sanjay Kumar Singh.
Putting together all the required documents and surmounting legal hurdles could be a challenge for the nominee.
Before you rush to invest in these funds, understand the risks they carry and whether you have the appetite for them, says Sanjay Kumar Singh.
Companies' annual reports can hide as much as they reveal. Investors can get early warning signals of wrongdoing by frequently speaking to other stakeholders.
The gains from investing in direct plans can be higher than the difference in expense ratios.
'In restaurants, the waiter takes your card and then comes back with the machine. Don't allow that.' 'Let him come to you with the machine and then enter the card and the PIN yourself.'
You may invest even at current market levels provided you have an investment horizon of five years or more.
Investing heavily in a top-performing fund during good times can cause long-term pain. Don't invest lump sum at market peaks.
Experts suggest six ways to play stocks that tank suddenly and make money as Sanjay Kumar Singh listens in
Beware, it's not just criminals who want your data!
When selecting investments, pay attention to potential return, risk and how easily you can exit it.
New ITR form may be simpler, but some changes could stump you.
Before participating, consider company's long-term prospects, premium offered and acceptance ratio.
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